Real-time payments (RTP) are commonplace in markets like India and Australia, but the U.S. has been slower to adopt. However, RTP initiatives in the U.S. are…
Fintech services are the most widely used digital services, surpassing retail and telecom services. Rather than reinventing financial services, most consumer-focused fintech providers are harnessing…
Online fraud poses a large and diversifying problem. Nearly two-thirds (63%) of respondents to a 451 Alliance survey report a year-over-year increase in the volume…
The undercurrent of changing technology and rising awareness of data privacy is driving a shift in consumer behavior. Increasingly, companies are rewarded for being transparent…
While payment service providers may like to believe otherwise, cost will likely always be a top factor that merchants consider when choosing their primary payment…
Financial technology (fintech) is transitioning from a stand-alone vertical into a horizontal opportunity. This, in essence, is the genesis of embedded finance. Companies across industries…
