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Tag: fintech

BNPL market update: Apple entry adds to ecosystem turbulence, underscores market opportunity
Fintech

BNPL market update: Apple entry adds to ecosystem turbulence, underscores market opportunity

Posted on June 12, 2023June 12, 2023 by McKayla Wooldridge

After years of momentum, the dust has yet to settle in the “buy now, pay later” market. Apple Inc. recently launched Apple Pay Later, which…

SMBs signal readiness for embedded financial services from their SaaS providers
Fintech

SMBs signal readiness for embedded financial services from their SaaS providers

Posted on May 26, 2023May 26, 2023 by Jordan McKee

451 Research’s inaugural Macroeconomic Outlook, SME Tech Trends, Fintech 2022 survey, fielded late last year, took the pulse of approximately 400 IT end-user decision-makers in…

EMEA fintech market primer, Part 1: Money into fintech
Fintech

EMEA fintech market primer, Part 1: Money into fintech

Posted on March 2, 2023March 1, 2023 by Sophia Furber

As 451 Research launches Europe, Middle East and Africa coverage as part of a new financial technology research channel, we provide a three-part overview of…

Organizations are developing an appetite for embedded fintech
Digital Transformation

Organizations are developing an appetite for embedded fintech

Posted on February 16, 2023February 16, 2023 by Malav Parekh

In fintech, we see a growing intersection between the software that SMEs use to run their businesses and the financial services that are fundamental to…

Debit cardholders exhibit strongest appetite for real-time payments
Fintech

Debit cardholders exhibit strongest appetite for real-time payments

Posted on January 19, 2023January 19, 2023 by McKayla Wooldridge

Real-time payments (RTP) are commonplace in markets like India and Australia, but the U.S. has been slower to adopt. However, RTP initiatives in the U.S. are…

Embedded lending launches more players into financial services
Fintech

Embedded lending launches more players into financial services

Posted on December 8, 2022 by McKayla Wooldridge

Not long ago, consumers and businesses had to go directly to banks for their funding needs. While banks remain an important part of the lending…

Fintech takes digital-first to new heights
Fintech

Fintech takes digital-first to new heights

Posted on November 15, 2022November 21, 2022 by Soon Chen Kang

Fintech services are the most widely used digital services, surpassing retail and telecom services. Rather than reinventing financial services, most consumer-focused fintech providers are harnessing…

Customer experience: The true victim of fraud
Customer Experience

Customer experience: The true victim of fraud

Posted on October 20, 2022October 20, 2022 by Jordan McKee

Online fraud poses a large and diversifying problem. Nearly two-thirds (63%) of respondents to a 451 Alliance survey report a year-over-year increase in the volume…

Considering the total costs of payments
Fintech

Considering the total costs of payments

Posted on September 7, 2022September 7, 2022 by Jordan McKee

While payment service providers may like to believe otherwise, cost will likely always be a top factor that merchants consider when choosing their primary payment…

A primer on embedded finance and “fintech as a service” – Part 2
Fintech

A primer on embedded finance and “fintech as a service” – Part 2

Posted on July 19, 2022July 8, 2022 by Jordan McKee

This is part 2 of a two-part look at finance and fintech. Be sure to read part one: A primer on embedded finance and “fintech…

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