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Tag: fintech

Banking as a service: The role of banks in powering the fintech industry
Uncategorized

Banking as a service: The role of banks in powering the fintech industry

Posted on October 10, 2023October 6, 2023 by Jordan McKee

Licensed and regulated financial institutions are essential partners for fintech companies that seek to offer the broadest and most robust range of financial services to…

The US begins to embrace a more open financial data economy
Fintech

The US begins to embrace a more open financial data economy

Posted on September 7, 2023September 6, 2023 by McKayla Wooldridge

The US has historically taken a back seat to markets like the UK and EU in open banking, but that could change with the Consumer…

How payroll, payments technology innovations could underpin key DEI efforts
Workplace Transformation

How payroll, payments technology innovations could underpin key DEI efforts

Posted on July 6, 2023July 6, 2023 by Connor Forrest

When considering the impact of diversity, equity and inclusion (DEI) investments throughout the tech stack, the areas of payroll and payments technologies are likely not…

BNPL market update: Apple entry adds to ecosystem turbulence, underscores market opportunity
Fintech

BNPL market update: Apple entry adds to ecosystem turbulence, underscores market opportunity

Posted on June 12, 2023June 12, 2023 by McKayla Wooldridge

After years of momentum, the dust has yet to settle in the “buy now, pay later” market. Apple Inc. recently launched Apple Pay Later, which…

SMBs signal readiness for embedded financial services from their SaaS providers
Fintech

SMBs signal readiness for embedded financial services from their SaaS providers

Posted on May 26, 2023May 26, 2023 by Jordan McKee

451 Research’s inaugural Macroeconomic Outlook, SME Tech Trends, Fintech 2022 survey, fielded late last year, took the pulse of approximately 400 IT end-user decision-makers in…

EMEA fintech market primer, Part 1: Money into fintech
Fintech

EMEA fintech market primer, Part 1: Money into fintech

Posted on March 2, 2023March 1, 2023 by Sophia Furber

As 451 Research launches Europe, Middle East and Africa coverage as part of a new financial technology research channel, we provide a three-part overview of…

Organizations are developing an appetite for embedded fintech
Digital Transformation

Organizations are developing an appetite for embedded fintech

Posted on February 16, 2023February 16, 2023 by Malav Parekh

In fintech, we see a growing intersection between the software that SMEs use to run their businesses and the financial services that are fundamental to…

Debit cardholders exhibit strongest appetite for real-time payments
Fintech

Debit cardholders exhibit strongest appetite for real-time payments

Posted on January 19, 2023January 19, 2023 by McKayla Wooldridge

Real-time payments (RTP) are commonplace in markets like India and Australia, but the U.S. has been slower to adopt. However, RTP initiatives in the U.S. are…

Embedded lending launches more players into financial services
Fintech

Embedded lending launches more players into financial services

Posted on December 8, 2022 by McKayla Wooldridge

Not long ago, consumers and businesses had to go directly to banks for their funding needs. While banks remain an important part of the lending…

Fintech takes digital-first to new heights
Fintech

Fintech takes digital-first to new heights

Posted on November 15, 2022November 21, 2022 by Soon Chen Kang

Fintech services are the most widely used digital services, surpassing retail and telecom services. Rather than reinventing financial services, most consumer-focused fintech providers are harnessing…

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