Real-time payments (RTP) are commonplace in markets like India and Australia, but the U.S. has been slower to adopt. However, RTP initiatives in the U.S. are…
Fintech services are the most widely used digital services, surpassing retail and telecom services. Rather than reinventing financial services, most consumer-focused fintech providers are harnessing…
Online fraud poses a large and diversifying problem. Nearly two-thirds (63%) of respondents to a 451 Alliance survey report a year-over-year increase in the volume…
While payment service providers may like to believe otherwise, cost will likely always be a top factor that merchants consider when choosing their primary payment…
Financial technology (fintech) is transitioning from a stand-alone vertical into a horizontal opportunity. This, in essence, is the genesis of embedded finance. Companies across industries…
Understanding the dynamics at play when selling payments technology to enterprises can help vendors avoid approaching these interactions in ways that prove detrimental to sales…
The pandemic accelerated the evolution of the payment industry in 2020, and the transformation is projected to continue at a rapid pace in 2021, according…
Enterprise use of blockchain technology has remained static. Despite this flattened level of adoption, data collected from the 451 Alliance tells us that the interest…
