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Tag: fintech

Debit cardholders exhibit strongest appetite for real-time payments
Fintech

Debit cardholders exhibit strongest appetite for real-time payments

Posted on January 19, 2023January 19, 2023 by McKayla Woolridge

Real-time payments (RTP) are commonplace in markets like India and Australia, but the U.S. has been slower to adopt. However, RTP initiatives in the U.S. are…

Embedded lending launches more players into financial services
Fintech

Embedded lending launches more players into financial services

Posted on December 8, 2022 by McKayla Woolridge

Not long ago, consumers and businesses had to go directly to banks for their funding needs. While banks remain an important part of the lending…

Fintech takes digital-first to new heights
Fintech

Fintech takes digital-first to new heights

Posted on November 15, 2022November 21, 2022 by Soon Chen Kang

Fintech services are the most widely used digital services, surpassing retail and telecom services. Rather than reinventing financial services, most consumer-focused fintech providers are harnessing…

Customer experience: The true victim of fraud
Customer Experience

Customer experience: The true victim of fraud

Posted on October 20, 2022October 20, 2022 by Jordan McKee

Online fraud poses a large and diversifying problem. Nearly two-thirds (63%) of respondents to a 451 Alliance survey report a year-over-year increase in the volume…

Considering the total costs of payments
Fintech

Considering the total costs of payments

Posted on September 7, 2022September 7, 2022 by Jordan McKee

While payment service providers may like to believe otherwise, cost will likely always be a top factor that merchants consider when choosing their primary payment…

A primer on embedded finance and “fintech as a service” – Part 2
Fintech

A primer on embedded finance and “fintech as a service” – Part 2

Posted on July 19, 2022July 8, 2022 by Jordan McKee

This is part 2 of a two-part look at finance and fintech. Be sure to read part one: A primer on embedded finance and “fintech…

A primer on embedded finance and “fintech as a service” – Part 1
Fintech

A primer on embedded finance and “fintech as a service” – Part 1

Posted on July 6, 2022June 16, 2022 by Jordan McKee

Financial technology (fintech) is transitioning from a stand-alone vertical into a horizontal opportunity. This, in essence, is the genesis of embedded finance. Companies across industries…

Debunked: Three Common Enterprise Payments Myths
eCommerce

Debunked: Three Common Enterprise Payments Myths

Posted on March 15, 2021March 11, 2021 by Matthew Utter

Understanding the dynamics at play when selling payments technology to enterprises can help vendors avoid approaching these interactions in ways that prove detrimental to sales…

Payment Industry’s Transformation to Continue Full Steam in 2021
eCommerce

Payment Industry’s Transformation to Continue Full Steam in 2021

Posted on March 3, 2021March 9, 2021 by Malav Parekh

The pandemic accelerated the evolution of the payment industry in 2020, and the transformation is projected to continue at a rapid pace in 2021, according…

Blockchain: The Interest Is There, but the Adoption Isn’t
Emerging Tech

Blockchain: The Interest Is There, but the Adoption Isn’t

Posted on May 5, 2020May 8, 2020 by Duncan Bowling

Enterprise use of blockchain technology has remained static. Despite this flattened level of adoption, data collected from the 451 Alliance tells us that the interest…

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