Beatriz Minamy is a principal analyst who leads the automotive digital industry coverage for the 451 Research IoT channel at S&P Global Market Intelligence.  Beatriz specializes in analyzing digital infrastructure vendors, identifying their opportunities within the automotive industry. She also delves into IoT, digital transformation, and the adoption of new technologies like AI and ML, which drive innovation in software-defined vehicles. Additionally, Beatriz investigates V2X and ITS solutions for smart cities, automotive software, ADAS, automated driving, in-vehicle payments, usage-based insurance, and electrification with a focus on charging infrastructure Prior to her IoT role, Beatriz was a principal analyst in S&P Global’s Mobility division, focused on user experience (UXUI), connected services, telematics, 5G, vehicle to everything, data monetization and consumer preferences.